Shane Direct: (949) 322-3616 | Brian & Nichole: (949) 202-5332

Private Money Loans

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We feel that every borrower should have the opportunity to receive the financing they need to purchase residential or commercial property.

If you have been turned away by the big banks because of your credit score or income level, you can apply for a private money loan through The Best Home Loans.

What is a Private Money Loan?

A private money loan is also called a “hard money loan,” or a “non-prime loan.” The loan is secured to collateral in the form of the property you are buying. This reduces the risk of the loan for the lender, which means that you do not need perfect credit to qualify.

Is a Private Money Loan Right For You?

You may want to consider applying for a private money loan if you are in any of the following circumstances:

Your credit score and/or income level do not qualify you for a prime loan.

You want to improve your credit score by taking out a private money loan and making timely payments.

You operate a business which cannot claim income, and therefore is unable to obtain a conventional loan.

You are looking for fast approval on a loan so that you can invest in real estate (to fix and flip, for example).

There may be other situations where a private money loan also makes sense. If the benefits listed below seem like they could be advantageous to you, a private money loan may be a good fit for you.

Benefits of Hard Money Loans

Looser qualification requirements make it easier to receive a private money loan offer.

With these looser requirements comes a much faster application process. Those who need to close fast sometimes choose private money loans even if they could qualify for conventional loans.

Another upside of hard money loans is that there are usually no penalties for paying them off early. This makes them suitable for a wide range of short-term financing needs.

What Our Clients Are Saying

Facundo Lavino
Facundo Lavino
19:16 26 Oct 21
Nichole and Brian are AMAZING. They were resourceful, patient and made it happen for us. We got a new house thanks to them. Thank you very much
They did an amazing job of getting the rates we wanted and quickly with ease. I highly recommend them if you are buying in CA!
Shaktivan Chamba
Shaktivan Chamba
22:18 15 Oct 21
Brian and Nicole are a pleasure to work with. appreciate the clarity, availability to answer the many questions, capabilities to succuessfully fund, kindness, trustworthiness. thanks
Nauz Karami
Nauz Karami
14:42 13 Oct 21
It was such a pleasure to work with Brian and Nichole on this loan. As a real estate professional I work with so many lenders/ brokers so when it came time to choosing one for my personal deal I definitely had a lot of options. with that said I chose Brian and his team as they were the most responsive, gave me the best rate and we’re so on top of the file. The whole process was super easy and smooth and we didn’t have a single delay! Will definitely be sending all my clients to Grand Lending Team.
00:35 13 Oct 21
We had a great experience working with Nicole & Brian. They were efficient, professional, thorough, and made us feel comfortable throughout the entire process.

Apply for a Private Money Loan Now

If fast, easy financing is what you need, apply now for a hard money loan with The Best Home Loans. To schedule your consultation, please call (800) 293-2133. We look forward to qualifying you for a competitive private money loan. Whether you are in California, Texas, Illinois, New York, Florida, or any of the 50 states, we can get you the financing you need.

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