Shane Direct: (949) 322-3616 | Brian & Nichole: (949) 202-5332

The Best Home Loans offers a wide spectrum of lending products to borrowers so that each customer can be matched with the most ideal loan.

We Can Connect You With These Types of Loans in All 50 States

FHA

FHA loans are insured by the Federal Housing Administration (FHA). With this government backing, these loans are ideal for first-time homebuyers and those who do not have perfect credit.

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USDA

USDA mortgages are insured by the US Department of Agriculture (USDA). If you are approved for a USDA home loan, your down payment could be zero dollars.

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Conventional

Conventional loans are available to those who are shopping for properties that can be financed within the parameters set by Fannie Mae and Freddie Mac for conforming mortgages.

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VA

Veterans, active-duty service members, and eligible spouses can apply for zero down financing with a VA loan insured by the Department of Veterans Affairs (VA).

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Jumbo

When a loan which exceeds the conforming loan limits is required, borrowers can apply for a jumbo loan.

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Bank Statement Loan

With our bank statement loan program, you can apply for a mortgage without providing tax returns, W-2s, or paystubs. This is ideal for those who are self-employed with too many write-offs or have another nontraditional income situation.

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Investor Program

This program is great for purchasing or refinancing non-owner occupied or investment properties. No income docs are required. The property provides the proof for ability to repay the loan, not the borrower.

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Privacy Money

Low credit? Get a hard money loan for the fast, flexible financing you need.

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Reverse Mortgage

With a reverse mortgage, you can borrow against the equity in your home and never have to make a payment. This is a great way to enhance your income as a senior.

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Commercial

Along with our residential loan programs, we also offer a range of commercial lending products.

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HELOC

Borrow against your equity with a home equity line of credit. We also offer second mortgages.

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Construction and Rehab
Loans

Build a home or make repairs and upgrades to a fixer-upper with a construction or rehab loan.

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What Our Clients Are Saying

Facundo Lavino
Facundo Lavino
19:16 26 Oct 21
Nichole and Brian are AMAZING. They were resourceful, patient and made it happen for us. We got a new house thanks to them. Thank you very much
They did an amazing job of getting the rates we wanted and quickly with ease. I highly recommend them if you are buying in CA!
Shaktivan Chamba
Shaktivan Chamba
22:18 15 Oct 21
Brian and Nicole are a pleasure to work with. appreciate the clarity, availability to answer the many questions, capabilities to succuessfully fund, kindness, trustworthiness. thanks
Nauz Karami
Nauz Karami
14:42 13 Oct 21
It was such a pleasure to work with Brian and Nichole on this loan. As a real estate professional I work with so many lenders/ brokers so when it came time to choosing one for my personal deal I definitely had a lot of options. with that said I chose Brian and his team as they were the most responsive, gave me the best rate and we’re so on top of the file. The whole process was super easy and smooth and we didn’t have a single delay! Will definitely be sending all my clients to Grand Lending Team.
Hamed
Hamed
00:35 13 Oct 21
We had a great experience working with Nicole & Brian. They were efficient, professional, thorough, and made us feel comfortable throughout the entire process.

Apply for a Flexible, Affordable Home Loan Now

No matter where you are located, The Best Home Loans is here to connect you with affordable, flexible financing for your residential and commercial needs. To schedule a consultation and apply now for your ideal mortgage, please contact us at (800) 293-2133. We look forward to helping you qualify for the most suitable home loan.