The Best Home Loans

Welcome to

The Best Home Loans

As a homebuyer, your vision for your future is unique. So are the obstacles you might be facing. Maybe you have a bankruptcy or a foreclosure in your past, or a tax lien. Perhaps you were turned down by a big bank because your credit is less than ideal or you didn’t have enough income to qualify.

Here at the Best Home Loans, our goal is simple, and that is to make sure you can achieve yours. We are here to help every customer qualify for a superb loan. We are experts at closing loans for borrowers with difficult situations such as tax liens, BKs, past foreclosures or short sales, collections or charge-offs, FHA 203K or Fannie Mae’s Homestyle rehab loans, credit or income issues, or any challenges that most lenders do not know how to deal with. We have the solutions!

Why Choose the Best Home Loans?

We prioritize customer service just as much as we do affordable rates. We hope that you will become a lifetime customer, and allow us to continue to support you over the entire term of your mortgage.

We respect your privacy. Many large mortgage companies which operate nationwide do not. While we offer loans in all 50 states, we seek to bring you the same quality and respect which you could expect from a small, local lending company.

We believe that no matter what a customer’s past or present circumstances might be, every borrower should be able to purchase or refinance a home affordably. With our extensive experience connecting customers with loans in every state, there is no situation we have not encountered, no scenario we cannot handle.

We want to be your lender for life. Through our Lender for Life Program, we offer a no-cost refinance guarantee for the lifetime of your loan. If your rates go up or your financial situation improves, we will refinance your mortgage for free so you can continue to enjoy the most affordable rates.

What Our Clients Are Saying

Grand Lending Team

5.0

Based on 57 reviews

See all reviews Write a review

Facundo Lavino

19:16 26 Oct 21

Nichole and Brian are AMAZING. They were resourceful, patient and made it happen for us. We got a new house thanks to them. Thank you very much

Golden Coast Consultants

18:04 26 Oct 21

They did an amazing job of getting the rates we wanted and quickly with ease. I highly recommend them if you are buying in CA!

Shaktivan Chamba

22:18 15 Oct 21

Brian and Nicole are a pleasure to work with. appreciate the clarity, availability to answer the many questions, capabilities to succuessfully fund, kindness, trustworthiness. thanks

Nauz Karami

14:42 13 Oct 21

It was such a pleasure to work with Brian and Nichole on this loan. As a real estate professional I work with so many lenders/ brokers so when it came time to choosing one for my personal deal I definitely had a lot of options. with that said I chose Brian and his team as they were the most responsive, gave me the best rate and we’re so on top of the file. The whole process was super easy and smooth and we didn’t have a single delay! Will definitely be sending all my clients to Grand Lending Team.

Hamed

00:35 13 Oct 21

We had a great experience working with Nicole & Brian. They were efficient, professional, thorough, and made us feel comfortable throughout the entire process.

Get Top Tier Service and Competitive Rates on a Home
Loan Now

If you are ready to move into the home of your dreams now or want to refinance in any of the 50 states, please call us today at (800) 293-2133 to schedule your consultation. We look forward to working with you now and over the years ahead.

See Exactly what you qualify for

Calculating Self-Employment Income For a Mortgage (Sole Proprietorship/Schedule C)

July 28, 2022 by The Best Home Loan

There is a lot of misinformation about how to calculate self-employment income for a mortgage, so I wanted to go over the method used by underwriters and lenders across the U.S. This post will cover calculating income for Sole Proprietorship’s which are reported on Schedule C of your federal tax return. In follow up posts […]

2018 FHA mortgage limits announced, nearly all counties increasing

July 7, 2019 by The Best Home Loan

On December 7, 2017 Federal Housing Administration announced new 2018 FHA mortgage limits, effective for FHA case #’s pulled on or after 1/1/18. The official website to look up 2018 FHA mortgage limits by county can be found at FHA Mortgage Limits Search. The “floor” mortgage limit, which is the FHA national low-cost area mortgage limit, […]

The Best Home Loans is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.

Are you looking to purchase a home
or refinance your mortgage?