“We’ll need to see your pay stubs.” That line from big banks sure gets old, doesn’t it?
When you apply for one of our bank statement loans, you can skip the pay stubs, W-2s, tax returns, and 4506t- none of that is required. To verify your income, all you need are your bank statements.
If you deposit more money in the bank (personal or business) than you show as income on your tax returns, a bank statement loan can help you qualify for the financing you need without all the hassle.
This makes bank statement loans ideal for:
Anyone else who might hit barriers with the standard full documentation loan process
When you apply for a bank statement loan, you enjoy these advantages:
Apply for a mortgage through a process which fits your life situation. Many applicants for loans simply do not have W-2s, pay stubs, and other documents required for traditional loan approval. Your self-employed status should not stand in the way of you getting a loan.
We understand your situation. Unlike a big bank, we treat every customer’s circumstances as unique. We have experience working with borrowers with a wide range of income scenarios. Chances are good we have helped customers in your situation before. If not, we will customize our application process so that it fits your needs.
We also respect your situation. Big banks tend to regard customers without traditional employment situations as risky by default. We don’t.
Applying for a bank statement loan is fast and easy. Spend less time on paperwork and move forward rapidly with the application process so you can close fast.
When you choose The Best Home Loans for your lending needs, you do not need to provide a W-2 or pay stubs. To get started now applying for a mortgage with our quick, simple bank statement loan process, please call (800) 293-2133 We look forward to scheduling your consultation and helping you get the financing you need in any of the 50 states.
The Best Home Loans is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.