Shane Direct: (949) 322-3616 | Brian & Nichole: (949) 202-5332

Bank Statement Loans

Free Mortgage Rate Quote!

“We’ll need to see your pay stubs.” That line from big banks sure gets old, doesn’t it?

When you apply for one of our bank statement loans, you can skip the pay stubs, W-2s, tax returns, and 4506t- none of that is required. To verify your income, all you need are your bank statements.

Is a Bank Statement Loan Right For You?

If you deposit more money in the bank (personal or business) than you show as income on your tax returns, a bank statement loan can help you qualify for the financing you need without all the hassle.

This makes bank statement loans ideal for:


Business owners




Anyone else who might hit barriers with the standard full documentation loan process

Benefits of a Bank Statement Loan

When you apply for a bank statement loan, you enjoy these advantages:

Apply for a mortgage through a process which fits your life situation. Many applicants for loans simply do not have W-2s, pay stubs, and other documents required for traditional loan approval. Your self-employed status should not stand in the way of you getting a loan.

We understand your situation. Unlike a big bank, we treat every customer’s circumstances as unique. We have experience working with borrowers with a wide range of income scenarios. Chances are good we have helped customers in your situation before. If not, we will customize our application process so that it fits your needs.

We also respect your situation. Big banks tend to regard customers without traditional employment situations as risky by default. We don’t.

Applying for a bank statement loan is fast and easy. Spend less time on paperwork and move forward rapidly with the application process so you can close fast.

What Our Clients Are Saying

Facundo Lavino
Facundo Lavino
19:16 26 Oct 21
Nichole and Brian are AMAZING. They were resourceful, patient and made it happen for us. We got a new house thanks to them. Thank you very much
They did an amazing job of getting the rates we wanted and quickly with ease. I highly recommend them if you are buying in CA!
Shaktivan Chamba
Shaktivan Chamba
22:18 15 Oct 21
Brian and Nicole are a pleasure to work with. appreciate the clarity, availability to answer the many questions, capabilities to succuessfully fund, kindness, trustworthiness. thanks
Nauz Karami
Nauz Karami
14:42 13 Oct 21
It was such a pleasure to work with Brian and Nichole on this loan. As a real estate professional I work with so many lenders/ brokers so when it came time to choosing one for my personal deal I definitely had a lot of options. with that said I chose Brian and his team as they were the most responsive, gave me the best rate and we’re so on top of the file. The whole process was super easy and smooth and we didn’t have a single delay! Will definitely be sending all my clients to Grand Lending Team.
00:35 13 Oct 21
We had a great experience working with Nicole & Brian. They were efficient, professional, thorough, and made us feel comfortable throughout the entire process.

Apply for a Bank Statement Loan Now

When you choose The Best Home Loans for your lending needs, you do not need to provide a W-2 or pay stubs. To get started now applying for a mortgage with our quick, simple bank statement loan process, please call (800) 293-2133 We look forward to scheduling your consultation and helping you get the financing you need in any of the 50 states.

Free Mortgage Rate Quote!